What should I do with $100k? Looking for ideas

I have $100k from an inheritance and I’m not sure what to do with it. Any advice?

If you want to play it safe, buy 5 Vanguard ETFs and hold for at least 5 years.

How much risk are you okay with?

Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Orin said:

Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Consider CDs or Treasurys.

Remy said:

Orin said:
Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Consider CDs or Treasurys.

I already put it in CDs, earning around $430 a month.

Orin said:

Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Avoid stocks and crypto if you can’t handle losses. Try bonds, Treasury Bonds, a high-yield savings account, or real estate.

Orin said:

Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Stick with fixed income investments.

VOO is good for steady growth. SCHD is safer and pays dividends. Real estate could also work if you can manage tenants. As for crypto, keep it under 5% of your total if you’re unsure about it.

Do you already have other investments, or is this $100k everything you’ve got?

Brady said:
Do you already have other investments, or is this $100k everything you’ve got?

This is all I have. It’s from an inheritance and I’ve put it in CDs.

Spend it on hookers and cocaine.

Fraser said:
Spend it on hookers and cocaine.

:joy::joy::joy::joy::joy:

Try splitting it: $25k in crypto (if you’re interested), $25k in a high-yield savings account, and $50k in ETFs like VOO or SCHD.

Ren said:
Try splitting it: $25k in crypto (if you’re interested), $25k in a high-yield savings account, and $50k in ETFs like VOO or SCHD.

I’d agree with this, but don’t rush into crypto. Maybe wait until Bitcoin drops a bit, then hold on for the long term.

Look into calls and puts, both European and American options.

Just one word: Archer.

Put half in something really safe. Then split the rest into riskier investments like crypto (BTC or ETH, not random coins). Keep a bit in cash to buy dips.

Sam said:
Put half in something really safe. Then split the rest into riskier investments like crypto (BTC or ETH, not random coins). Keep a bit in cash to buy dips.

Is Bitcoin even worth it now? It’s so expensive.

@Orin
People said the same when it was $500, $10k, and $50k. You’ll probably feel the same when it’s $250k.