What should I do with $100k? Looking for ideas

General
1

I have $100k from an inheritance and I’m not sure what to do with it. Any advice?

2

If you want to play it safe, buy 5 Vanguard ETFs and hold for at least 5 years.

3

How much risk are you okay with?

4

Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

5

Orin said:

Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Consider CDs or Treasurys.

6

Remy said:

Orin said:
Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Consider CDs or Treasurys.

I already put it in CDs, earning around $430 a month.

7

Orin said:

Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Avoid stocks and crypto if you can’t handle losses. Try bonds, Treasury Bonds, a high-yield savings account, or real estate.

8

Orin said:

Jesse said:
How much risk are you okay with?

I don’t want to lose anything.

Stick with fixed income investments.

9

VOO is good for steady growth. SCHD is safer and pays dividends. Real estate could also work if you can manage tenants. As for crypto, keep it under 5% of your total if you’re unsure about it.

10

Do you already have other investments, or is this $100k everything you’ve got?

11

Brady said:
Do you already have other investments, or is this $100k everything you’ve got?

This is all I have. It’s from an inheritance and I’ve put it in CDs.

12

Spend it on hookers and cocaine.

13

Fraser said:
Spend it on hookers and cocaine.

:joy::joy::joy::joy::joy:

14

Try splitting it: $25k in crypto (if you’re interested), $25k in a high-yield savings account, and $50k in ETFs like VOO or SCHD.

15

Ren said:
Try splitting it: $25k in crypto (if you’re interested), $25k in a high-yield savings account, and $50k in ETFs like VOO or SCHD.

I’d agree with this, but don’t rush into crypto. Maybe wait until Bitcoin drops a bit, then hold on for the long term.

16

Look into calls and puts, both European and American options.

17

Just one word: Archer.

18

Put half in something really safe. Then split the rest into riskier investments like crypto (BTC or ETH, not random coins). Keep a bit in cash to buy dips.

19

Sam said:
Put half in something really safe. Then split the rest into riskier investments like crypto (BTC or ETH, not random coins). Keep a bit in cash to buy dips.

Is Bitcoin even worth it now? It’s so expensive.

20

@Orin
People said the same when it was $500, $10k, and $50k. You’ll probably feel the same when it’s $250k.