People usually talk about their biggest mistakes with money, but let’s switch it up… what’s the best investment decision you’ve ever made, and how did it turn out? Was it picking the right stock, buying a rental property, investing in your own skills, or something else? Sometimes the best returns aren’t where you’d expect.
Tell us your story or share any tips that worked for you—whether it was timing, strategy, or just a lucky hunch. Let’s swap ideas and learn from each other’s wins!
2.25% 30-year mortgage rate
Fin said:
2.25% 30-year mortgage rate
I got 2.25% too!
Ain’t giving it up till they take it from me!
Fin said:
2.25% 30-year mortgage rate
I got 2.25% too!
Ain’t giving it up till they take it from me!
Mine’s 2.756%, just barely under the jumbo loan limit. Took out as much as I could at the time.
I’ll be around 75 when it’s paid off… no regrets!
Fin said:
2.25% 30-year mortgage rate
Was going to say my best choice was dropping my financial advisor who kept messing up my account… but now that you mention it, we closed on our house during the COVID lockdown. Got it under asking with a 2.75% rate, and the value shot up $100k right after.
Fin said:
2.25% 30-year mortgage rate
1.75% on a 15-year mortgage
Fin said:
2.25% 30-year mortgage rate
Mine’s 2.8%, with a 40% loan-to-value.
Fin said:
2.25% 30-year mortgage rate
Mine’s 2.8%, with a 40% loan-to-value.
8.2% over here… can’t relate
Mine’s 2.8%, with a 40% loan-to-value.
8.2% over here… can’t relate
Ouch… feeling for you
Fin said:
2.25% 30-year mortgage rate
Wish I had that! My country doesn’t even offer fixed-rate mortgages.
Fin said:
2.25% 30-year mortgage rate
I have both a 3.5% and a 5.5% mortgage.
Fin said:
2.25% 30-year mortgage rate
Got a 2.3% on a 15-year. Best decision ever.
Fin said:
2.25% 30-year mortgage rate
Locked in at 2.875% for 30 years, though I was mad I didn’t get the lowest rate back then…
Best advice: just start investing!
For me, it’s been about buying and holding… no day trading here!
Bought into low-cost S&P 500 funds 35 years ago.
@Om
By then, you’ll probably know enough to go beyond target funds. Those are for people who don’t want to learn the basics of investing.
@Om
Yep, I’ve added more conservative stuff, and a small slice of dividend-producing stocks and ETFs now that I’m in my 50s and retired. No target date funds for me; those feel a bit too cautious.
Stopped trying to swing trade. Moved everything into VTI and just let it sit… my sleep is way better now.
Started investing.