Thought I was doing well… 90% up over 4.5 years… but now I’m second-guessing

General
21

San said:
If you really want to feel it, calculate how much time you’ve spent thinking about trading, then work out your hourly earnings versus what you’d have made if you’d just followed the S&P.

To be fair, I really haven’t spent much time on it… it’s mostly in ETFs with just a few individual stocks.

22

@Bailey
An ETF that tracks the S&P 500, by any chance? That would explain the similar returns!

23

Ren said:
@Bailey
An ETF that tracks the S&P 500, by any chance? That would explain the similar returns!

Wow, shocking! I invest in the S&P 500 and get the same returns? Mind-blown!

24

@Day
Big news if true.

25

@Day
Groundbreaking stuff.

26

@Bailey
So, are you using an S&P ETF? If so, try mixing in some UPRO if you’re okay with a bit more risk.

27

@Bailey
Sounds like you might’ve accidentally bought the S&P 500!

28

Lex said:
@Bailey
Sounds like you might’ve accidentally bought the S&P 500!

Nope, I don’t own an S&P 500 ETF.

29

Bailey said:

Lex said:
@Bailey
Sounds like you might’ve accidentally bought the S&P 500!

Nope, I don’t own an S&P 500 ETF.

Is it at least a U.S.-based ETF?

30

Oaklan said:

Bailey said:
Lex said:
@Bailey
Sounds like you might’ve accidentally bought the S&P 500!

Nope, I don’t own an S&P 500 ETF.

Is it at least a U.S.-based ETF?

Probably forgot the whole U.S. economy trends with it. :joy:

31

You have to account for risk. Just beating the market by taking 10x the risk isn’t really beating it. Look at it that way.

32

Taylor said:
You have to account for risk. Just beating the market by taking 10x the risk isn’t really beating it. Look at it that way.

Spot on.

33

Cost averaging could really make a difference. Might want to get a clear picture of that.

34

Vanguard may have switched things up, but we still know it’s them.

35

If you missed Nvidia, you might have missed the S&P’s real boost this year.

36

Bailey said:
If you missed Nvidia, you might have missed the S&P’s real boost this year.

AVUV kept up without Nvidia in there.

37

Considering risk, you might be doing worse than you think. Higher volatility and lower returns?

38

Vance said:
Considering risk, you might be doing worse than you think. Higher volatility and lower returns?

I didn’t return less than the S&P. With dollar cost averaging, I’ve actually done better than 90%.

39

@Bailey
The point is, if you took on a lot more risk than the S&P, your returns should be higher. Otherwise, you might as well just invest in the S&P.

40

Ren said:
@Bailey
The point is, if you took on a lot more risk than the S&P, your returns should be higher. Otherwise, you might as well just invest in the S&P.

Sharpe ratio doesn’t matter when you’re still putting in contributions!