Should I move my 401k to a Roth IRA or leave it?

General
21

@Zem
Contributions aren’t the same as rollovers or conversions. The limit only applies to money that’s directly contributed from your income.

22

@Zem

How can your 401k have both Roth and traditional parts?

Roth 401ks are available in some company plans. I can set separate amounts for Roth and traditional 401k contributions.

23

Remy said:
@Zem
How can your 401k have both Roth and traditional parts?

Roth 401ks are available in some company plans. I can set separate amounts for Roth and traditional 401k contributions.

Yes, and if you choose Roth for your contributions, the company match usually goes into a traditional 401k.

24

@Zem
It’s not a Roth IRA, they offer either a traditional 401k or Roth 401k.

25

I would move it to my new employer’s 401k.