How are you managing risk in your portfolio?

General
21

Gentry said:
I’m still far from retirement, so I’m 100% in equities. However, I’ve diversified internationally, focusing on undervalued blue-chip companies in regions like China and Brazil.

Be cautious with international stocks. They often carry more risk than domestic equities, especially in volatile markets.

22

Bitcoin.

23

I just dollar-cost average and ignore market timing. Over the long term, it’s hard to beat the returns of a steady approach.

24

Storm said:
I just dollar-cost average and ignore market timing. Over the long term, it’s hard to beat the returns of a steady approach.

OP is retired, so dollar-cost averaging isn’t relevant anymore. They’re in the wealth preservation phase with regular withdrawals.

25

I focus on understanding that stocks represent ownership in businesses, not just paper. Market volatility doesn’t matter if you’re investing for the long term.