@Peyton
Fair point. I meant stock dividends. Thanks for catching that.
Bonds are better for preserving wealth than generating income. For income, dividend-paying stocks or ETFs can be a good alternative with 3-4% yields.
Bay said:
Bonds are better for preserving wealth than generating income. For income, dividend-paying stocks or ETFs can be a good alternative with 3-4% yields.
True, but bonds can still help diversify risk, especially in a downturn. Balance is key.
Bay said:
Bonds are better for preserving wealth than generating income. For income, dividend-paying stocks or ETFs can be a good alternative with 3-4% yields.
Long-term bonds have interest rate risk to consider.
Bay said:
Bonds are better for preserving wealth than generating income. For income, dividend-paying stocks or ETFs can be a good alternative with 3-4% yields.
Look at what happened with Silicon Valley Bank’s bond strategy—it’s not always a safe bet.
@Van
That wasn’t a bond issue—it was poor risk management. If they held to maturity, they’d have been fine.
REITs are a good option for income, similar to bonds.
I put $100 a month into EE Bonds. It’s my future beer money fund.
Consider alternatives like JAAA, JBBB, or CLOZ. I hold JBBB and CLOZ for their solid performance.
I don’t do bonds. My alternative is owning my home.
I usually go for ANGL or trade fixed-income futures, but I’m currently not in any bonds or fixed income.
I prefer dividend stocks and options for income instead of bonds. Cash-secured puts can also work well.
Bonds haven’t performed well for me. I prefer holding Real Estate ETFs like VNQ, which has been up 14% this year.
I hold government bonds and CDs, but most of my portfolio is in stocks and ETFs because I’m young. Bonds are worth considering right now given the shaky economy.
I only buy savings bonds like I Bonds and EE Bonds on Treasury Direct. They’re liquid after a year and compound for 30. Great for emergency savings too.
I’d buy physical gold before bonds any day.