I’m thinking about investing in O and MAIN, but is EFC worth considering? Looking for suggestions on dividend stocks that give monthly payouts and still grow enough to keep up with inflation.
I don’t get why I need to write 250 words for a post. I’m new to all this and don’t know what I’m doing. No, I’m not paying someone to manage my money, I plan to use Webull or something like that. Just hoping for some friendly advice, thanks!
Why are you going with dividend stocks instead of blue chips? It would take more than $50k to live off dividends from any mix of stocks.
Poe said:
Why are you going with dividend stocks instead of blue chips? It would take more than $50k to live off dividends from any mix of stocks.
That was my question too. Dividend stocks generally have lower growth in valuation. Why not mix some dividend stocks with growth stocks?
All of them, including stocks that don’t pay dividends. There was a time when investing for dividends worked well for people, but that’s not really the case anymore. I invest for total returns (both dividends and capital gains). It used to be that selling stocks was harder and more expensive. But now, selling stocks is mostly free and pretty simple. I have automatic transactions set up where Vanguard sells small amounts of my funds every month and puts the money in my checking account to cover bills. It’s easy and convenient.
Here are some links to help you think about total return investing:
https://www.investmentnews.com/lets-get-real-about-dividend-stocks-72238
https://www.etf.com/sections/index-investor-corner/swedroe-vanguard-debunks-dividend-myth
Look for good quality stocks that have hit 52-week lows recently. Food stocks like Pepsi and pharma stocks have been taking a hit.
Don’t worry too much about the headlines… when was the last time a US president actually did something that massively affected businesses? Most of it is just talk.
FSCO is a good pick with a dividend yield of 11.36%. If you invest $50k, you’d own about 7,500 shares, which would give you around $4,650 in dividends.
But if you believe Bitcoin might hit $100k and are willing to hold, BITO could be a good bet too with a dividend yield over 57%.
SCHD is a solid dividend ETF. Ari Gutman is a YouTube podcaster who focuses on dividend investing.
If you’re mainly after dividends:
SCHD (Fundamental ETF with quarterly payouts)
DGRO (Growth ETF with quarterly payouts)
O (REIT ETF with monthly payouts)
JEPI and JEPQ (Income ETFs with monthly payouts)
SCHD and DGRO grow in value similar to VOO and QQQ, but they pay higher dividends. O is a solid REIT option. JEPI and JEPQ give high dividends, but their appreciation growth isn’t as strong. Keep in mind, JEPI and JEPQ work well in volatile markets because their dividends rely on covered calls.
Have you looked into Petroleo Brasilio?
I’m building a dividend stock watchlist for 2025. Here are some I’m considering based on their operating margins, cash flow, dividend growth, financial health, and fair value. I’ll publish my full list in January:
PPG INDUSTRIES, INC. (XNYS:PPG): Yield 2.22%
THE KROGER CO. (XNYS:KR): Yield 2.16%
Both companies focus on improving margins and cash flow, and they’re on my radar for their solid financial health and fair value based on their discounted cash flow (DCF) and free cash flow (FCF).